{"id":811,"date":"2019-09-13T12:55:42","date_gmt":"2019-09-13T12:55:42","guid":{"rendered":"https:\/\/www.tjekbil.dk\/blog\/?p=811"},"modified":"2021-07-12T15:03:30","modified_gmt":"2021-07-12T15:03:30","slug":"tre-ting-du-skal-vide-naar-du-anskaffer-din-bilforsikring","status":"publish","type":"post","link":"https:\/\/www.tjekbil.dk\/blog\/tre-ting-du-skal-vide-naar-du-anskaffer-din-bilforsikring\/","title":{"rendered":"Tre ting du skal vide, n\u00e5r du anskaffer din bilforsikring"},"content":{"rendered":"

Dette er sponsoreret indhold\u00a0<\/span><\/em><\/p>\n

 <\/p>\n

De kan v\u00e6re tr\u00e6lse at l\u00e6gge penge i, men man er taknemlig for dem, s\u00e5 snart man har brug for dem. Der er naturligvis tale om forsikringer, som man sj\u00e6ldent kan komme udenom at investere i. S\u00e6rligt for bilejere er det en n\u00f8dvendighed at anskaffe sig en forsikring til k\u00f8ret\u00f8jet, da man b\u00e5de p\u00e5 motorvejen og i smalle gader er i risiko for skader og ulykker. At finde sin forsikring er dog ikke altid en overskuelig opgave at kaste sig over, og der er en r\u00e6kke ting, man skal tage med i sine overvejelser. Her finder du en hj\u00e6lpende h\u00e5nd til processen, s\u00e5 du kan tr\u00e6ffe det rette valg til en <\/span>billig bilforsikring<\/span><\/a>.\u00a0<\/span><\/p>\n

De afg\u00f8rende faktorer\u00a0<\/span><\/h2>\n

Prisen p\u00e5 en bilforsikring afh\u00e6nger af flere forskellige faktorer, som alle sammen tages med i vurderingen af netop din bil. F\u00f8rst og fremmest spiller bilens pris en v\u00e6sentlig rolle. Har du en dyr bil, s\u00e5 vil forsikringen ligeledes v\u00e6re dyrere, end den vil v\u00e6re ved en billig bil. Dette skyldes, at eventuelle skader helt enkelt er dyrere at reparere for forsikringsselskabet. P\u00e5 samme m\u00e5de spiller bilens alder ind, hvormed en ny bil altid vil v\u00e6re dyrere at forsikre end en \u00e6ldre bil. Derudover spiller din alder ogs\u00e5 en betydelig rolle. Er du under 25 \u00e5r, s\u00e5 betragtes din risiko for ulykker h\u00f8jere end de \u00e6ldre aldersgrupper. Det betyder, at du som ung vil skulle betale mere for din bilforsikring, fordi selskabet risikerer at skulle reparere flere skader p\u00e5 din bil.\u00a0<\/span><\/p>\n

To forskellige slags bilforsikring\u00a0<\/span><\/h2>\n

N\u00e5r du skal v\u00e6lge din bilforsikring, skal du tr\u00e6ffe et valg ang\u00e5ende m\u00e6ngden af d\u00e6kning. Der findes b\u00e5de en ansvarsforsikring og en kaskoforsikring. Er man ejer af en bil, er det lovpligtigt at have en ansvarsforsikring. Denne forsikring d\u00e6kker den skade, du selv forvolder p\u00e5 andre biler i et eventuelt sammenst\u00f8d eller ved en d\u00e5rlig parkering. Med en kaskoforsikring er der i stedet tale om eventuelle skader p\u00e5 din egen bil for\u00e5rsaget af andre bilister. En kaskoforsikring er dyrere end en ansvarsforsikring, men d\u00e6kker alts\u00e5 til geng\u00e6ld mere. Har du k\u00f8bt en splinterny og dyr bil, kan det derfor v\u00e6re en fordel med en kaskoforsikring, som kan d\u00e6kke eventuelle skader.\u00a0<\/span><\/p>\n

L\u00e6s om parkerings- og baksensor<\/a> via linket.<\/p>\n

Hvor meget skal du selv betale?<\/span><\/h2>\n

En sidste faktor, der er vigtig at overveje ved din bilforsikring, er vedr\u00f8rende din selvrisiko. En selvrisiko indbefatter det bel\u00f8b, du selv vil v\u00e6re n\u00f8dsaget til at betale, inden dit forsikringsselskab kan d\u00e6kke. Har du derfor en h\u00f8j selvrisiko kan du risikere selv at skulle betale for mindre skader, hvis bel\u00f8b lander inde for selvrisikoen. Til geng\u00e6ld vil det s\u00e6tte sit pr\u00e6g p\u00e5 den \u00e5rlige forsikringspr\u00e6mie, som vil blive billigere. Er du en ferm bilist med meget f\u00e5 ulykker og skader i bagagen, s\u00e5 kan du alts\u00e5 med fordel spare lidt penge ved at s\u00e6tte din selvrisiko h\u00f8jt. V\u00e6r dog blot opm\u00e6rksom p\u00e5 risikoen ved da selv at skulle betale for eventuelle mindre skader s\u00e5som stenslag eller ridser i lakken. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Dette er sponsoreret indhold\u00a0   De kan v\u00e6re tr\u00e6lse at l\u00e6gge penge i, men man er taknemlig for dem, s\u00e5 snart man har brug for dem. Der er naturligvis tale om forsikringer, som man sj\u00e6ldent kan komme udenom at investere i. S\u00e6rligt for bilejere er det en n\u00f8dvendighed at anskaffe sig en forsikring til k\u00f8ret\u00f8jet, […]<\/p>\n","protected":false},"author":1,"featured_media":812,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[6],"tags":[],"yoast_head":"\nTre ting du skal vide, n\u00e5r du anskaffer din bilforsikring - Tjekbil.dk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tjekbil.dk\/blog\/tre-ting-du-skal-vide-naar-du-anskaffer-din-bilforsikring\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tre ting du skal vide, n\u00e5r du anskaffer din bilforsikring - Tjekbil.dk\" \/>\n<meta property=\"og:description\" content=\"Dette er sponsoreret indhold\u00a0   De kan v\u00e6re tr\u00e6lse at l\u00e6gge penge i, men man er taknemlig for dem, s\u00e5 snart man har brug for dem. Der er naturligvis tale om forsikringer, som man sj\u00e6ldent kan komme udenom at investere i. 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